Add the stdlib-only governance-maturity CLI (reads a JSON answers file of
governance dimensions scored 1-5, computes a maturity level and gap list,
supports --json and --dry-run, exits 0 on healthy input and 1 on critical
all-minimum gaps) with a pytest suite, plus a skill pytest.ini that overrides
the repo-wide coverage addopts for subprocess-based skill tests.
Co-authored-by: factory-droid[bot] <138933559+factory-droid[bot]@users.noreply.github.com>